These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Financial Alliance Services ("Company," "we," "us," or "our"), located at 14690 Parthenia Street, Los Angeles, CA 91402.
By accessing or using our website at thefinancialallianceservices.com, submitting an application, or engaging with our financial products and services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.
Financial Alliance Services provides direct business lending and financial products to qualifying businesses, including but not limited to: working capital loans, equipment financing, business lines of credit, revenue-based financing, commercial real estate loans, and invoice factoring.
All information provided on our website is for general informational purposes only and does not constitute financial, legal, or investment advice. The availability and terms of specific financial products are subject to credit review and approval, and are governed by separate loan agreements and disclosures provided at the time of funding.
We reserve the right to modify, suspend, or discontinue any product or service at any time without prior notice.
To use our services, you must:
Financial Alliance Services reserves the right to deny services to any applicant at its sole discretion, including for failure to meet creditworthiness standards or other underwriting criteria.
When you submit an application through our website, you represent and warrant that all information provided is accurate, current, and complete. Submitting false or misleading information in connection with a funding application may constitute fraud and may result in:
Submission of an application does not constitute a commitment to lend or a guarantee of approval. All applications are subject to underwriting review, credit evaluation, and approval at the sole discretion of Financial Alliance Services.
Approval decisions and any associated term sheets, offers, or disclosures will be communicated via the contact information you provide in your application.
By opting in to receive SMS/text messages from Financial Alliance Services, you agree to the following terms governing our text messaging program.
Financial Alliance Services operates an SMS messaging program to communicate with opted-in customers and prospective customers. Messages may include information about our financial products and services, funding application updates, promotional offers, and company announcements.
We will only send you SMS/text messages after you have provided your express written consent by checking the opt-in checkbox on our contact or application form. Your consent to receive SMS messages is voluntary and is NOT a condition of purchase or receiving our financial services.
By providing your consent, you acknowledge that Financial Alliance Services may send messages using an automated telephone dialing system (ATDS) or other automated technology to the mobile number you provide. Standard messaging practices apply.
Message frequency varies based on your application status and marketing preferences. You may receive up to 4 SMS messages per month from Financial Alliance Services.
Message and data rates may apply to all SMS messages sent to or received from Financial Alliance Services. You are responsible for any charges imposed by your mobile carrier. Financial Alliance Services is not responsible for such charges.
You may opt out of our SMS program at any time by replying STOP to any text message you receive from us. After opting out, we will send you a final confirmation message, and no further SMS messages will be sent unless you expressly opt back in.
For help or information about our SMS program, reply HELP to any of our text messages or contact us at paola@thefinancialallianceservices.com.
Your SMS opt-in consent and phone number will not be shared with any third parties or affiliates for marketing or promotional purposes. Please refer to our Privacy Policy for complete information on how we handle your personal information.
All content on this website — including but not limited to text, graphics, logos, images, design, and software — is the property of Financial Alliance Services or its content suppliers and is protected by United States and international intellectual property laws.
You may not reproduce, modify, distribute, transmit, or create derivative works from any content on this site without our prior written permission, except for personal, non-commercial use.
The information on this website is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to:
Nothing on this website constitutes a binding commitment, offer, or guarantee of any specific loan terms, rates, or approval outcomes. All financial products are subject to credit approval and separate written agreements.
To the maximum extent permitted by applicable law, Financial Alliance Services and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:
Our total liability to you for any claim arising from or relating to these Terms or our services shall not exceed the greater of (a) the amount you paid us in the 12 months preceding the claim, or (b) $100.
You agree to indemnify, defend, and hold harmless Financial Alliance Services and its officers, directors, employees, agents, and contractors from and against any claims, actions, demands, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of:
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the state and federal courts located in Los Angeles County, California.
If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.
We reserve the right to modify these Terms at any time. When we make material changes, we will update the "Last updated" date at the top of this page. Your continued use of the website following any changes constitutes your acceptance of the revised Terms.
We encourage you to review these Terms periodically to stay informed of any updates.
If you have questions about these Terms and Conditions, please contact us:
Financial Alliance Services
14690 Parthenia Street
Los Angeles, CA 91402
Email: paola@thefinancialallianceservices.com