From working capital to equipment and real estate — we have the right funding structure for where your business is today and where it's headed tomorrow.
When your business needs cash to cover operational expenses, bridge a revenue gap, or take advantage of a time-sensitive opportunity, a working capital loan delivers funds fast with terms built around your business cycle.
Unlike traditional bank loans that scrutinize balance sheets for weeks, our working capital loans are underwritten against your real business performance — primarily your revenue history and cash flow patterns.
Machinery, vehicles, technology, and specialized tools are the backbone of many businesses — but purchasing them outright can strain your cash position right when you need liquidity most.
Our equipment financing programs let you acquire the assets your business needs to operate and grow, while preserving working capital for the day-to-day demands of running your operation. The equipment itself serves as collateral, which helps us offer competitive structures even for businesses building their credit profile.
A revolving line of credit gives you on-demand access to capital without having to reapply every time you need funds. Draw what you need, repay it, and the credit becomes available again — like a financial safety net that works as hard as you do.
Business lines of credit are ideal for companies that face variable expenses, seasonal fluctuations, or simply want a cash buffer available at all times.
Revenue-based financing aligns your repayment with your actual business performance. Rather than fixed monthly payments, you repay a percentage of your gross revenue — when business is strong, you pay more; when it's slower, you pay less.
This structure is particularly well-suited to businesses with seasonal or variable revenue streams, making it one of the most flexible funding options available for growing companies.
Whether you're purchasing your first commercial property, refinancing an existing one, or funding a renovation project, our commercial real estate lending programs are designed for the realities of the LA market.
We provide direct lending on a range of commercial property types with transparent terms, straightforward underwriting, and timelines that accommodate your deal schedule — not a bank's internal committee calendar.
Outstanding invoices are revenue you've already earned — they just haven't been paid yet. Invoice factoring converts those receivables into immediate cash, eliminating the 30, 60, or 90-day wait that strains so many B2B businesses.
We purchase your outstanding invoices at a discount and advance you the majority of their face value immediately. When your clients pay, we remit the remaining balance minus our factoring fee.
Most programs require at least 6 months of operating history. Longer time in business typically qualifies for more favorable terms.
We review your last 3–6 months of bank statements. Most programs require a minimum of $10,000 in average monthly revenue.
Your most recent 3–6 months of business bank statements are typically all we need to start the underwriting process.
Valid government-issued ID for all owners with 20%+ ownership stake in the business.
Proof of business registration (LLC, Corp, or DBA documents). Business must be legally operating in the United States.
We review personal credit but do not require perfect scores. Revenue, cash flow, and business health often matter more to us than FICO.
Not sure which product fits your situation? Apply and our team will match you with the best option for your business.
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